| 1. What does Restaurant Financial Group provide? |
| We provide through our bank partners fixed term loans from $15,000 to $500,000 with 6-18 month terms. This is a loan, not a merchant advance. |
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| 2. How much funding can you provide? |
| $15,000 is our minimum and $500,000 is our maximum per business. Funding amounts are based on credit, time in business and sales revenue. |
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| 3. How soon can I receive funding? |
| 5-7 days from approval. Because we do not make you switch processors, or, do a lockbox setup, we can fund your business fast after underwriting approves your application and you accept our terms. |
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| 4. How do you determine how much I can receive in funding? |
| RFG reviews your historical sales, time in business, credit, and based on your sales volumes, we can determine funding amounts available to your business. |
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| 5. What will you need from me to get started? |
| One page credit application, 3 months complete bank statements, 1 months processing statement to begin our prequalification process. |
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| 6. What if I am a new restaurant? |
| You need to have at least 4 months time in business to apply. We prefer over one year however. If you have strong credit, we do consider under one year restaurants. |
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| 7. Do you require collateral to secure the loan? |
| No. These are unsecured loans. We do, however, require a personal guarantee for the loans. |
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| 8. Do I need to change my current credit card processor? |
| NO. Our bank partners retrieve the loan balance once per week over a 6-18 month term through an automatic ACH. You can use your current processor. |
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| 9. How do I apply? |
| Call 1-866-794-4726 Option 1, or, apply online and one of our representatives will call you within 24 hours. |
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